LIC Agent Online Procedure to Become LIC Agent

Becoming an LIC Agent is a simple and well-structured process. Below is a step-by-step guide to help you understand how to join LIC as an Agent easily. If you meet the eligibility criteria set by Life Insurance Corporation of India, you can register yourself through our online registration process.

Check your eligibility before applying.

Step 1: LIC Agent Registration

The first step to becoming an LIC Agent is Agent Registration. You can register in two ways:

🔹 Offline Registration

In offline registration, the candidate needs to visit the nearest LIC Branch and meet a Development Officer. You will be required to fill out an agency registration form and submit basic details such as:

  • Name and address

  • Mobile number and email ID

  • Passport-size photographs

  • Educational qualification documents

  • Details of two reference persons

🔹 Online Registration (Recommended)

The easiest and most convenient way to apply is online registration.
Here, you simply need to fill in your basic details and upload the required documents through the online form.

👉 Apply online using the registration link.

Step 2: Pre-Exam Training

After successful registration, you must complete a 25-hour pre-examination training program.

You can choose:

  • Offline training at LIC’s training center (4 days), or

  • Online training, which you can attend from home at your convenience

The training covers:

  • Basics of life insurance

  • Principles of insurance

  • Rules and regulations

  • Overview of IRDAI (Insurance Regulatory and Development Authority of India)

You will also receive:

  • Well-structured study material

  • Mock tests to help you prepare and pass the exam confidently

Step 3: IRDAI Online Exam

Once your training is completed, the next step is to appear for the IRDAI Online Examination.

Exam Details:

  • Exam duration: 1 hour

  • Total questions: 50 objective-type questions

  • Marks per question: 1 mark each

  • Passing marks: 18 out of 50

  • No negative marking

With proper training and guidance, around 98% of candidates successfully pass the exam.

Step 4: Appointment & Product Training

After clearing the IRDAI exam, you will receive LIC product training, starting from the basics. This training focuses on:

  • Understanding LIC policies

  • Customer handling and objection management

  • Practical field training through joint customer calls

Once this stage is completed:

  • You will receive your LIC Appointment Letter

  • You will be issued an LIC Agent ID Card, authorizing you to sell LIC insurance products

At this stage, candidates are required to submit the final agency form along with necessary documents.

Documents Required to Become an LIC Agent

  • 3 Passport-size colored photographs

  • Educational qualification certificates (photocopy)

  • Local address proof (Aadhaar Card / Driving License / Passport / Voter ID / Rent Agreement)

  • PAN Card copy

  • 1 Cancelled Cheque

After document submission, a formal interview will be conducted by the LIC Branch Manager. Upon approval, LIC issues the appointment letter and ID card.

Fees Required for LIC Agent Exam

  • Registration Fee: ₹150

  • Online Pre-Exam Training Fee: ₹200
    (Offline training at LIC Training Center is free)

  • IRDAI Exam Fee: ₹504

Candidates will receive an SMS from IRDAI with a Unique Reference Number (URN) to pay the exam fee online.

LIC Exam Dates & Admit Card

  • There are no fixed exam dates for the IRDAI Online Exam

  • Candidates can choose their exam date and time after completing training and fee payment

  • Early morning, late evening, and even Saturday exam slots are available for working professionals

Admit cards can be:

  • Collected from your Development Officer, or

  • Downloaded online using the official link